We all know college as a time of learning, self-discovery, and preparing for your future. But it’s also when many students feel the financial pressures of tuition, textbooks, housing, and all the other little life expenses that pop up. Whether you’re just starting to think about your financial future, or continuing education to level up your career, the financial burden of college can be a serious source of stress. But don’t worry, this doesn’t have to be your reality!
With knowledge and planning, you can step into a future where you feel financially prepared. Lucky for you, South College has you covered with a Personal Finance Subject Guide, packed with e-books and free resources that you can access as a current student or an alum. From debt management to tax prep, these resources are all about giving you the tools you need to feel financially savvy.
We can be honest, debt is scary. It’s something most students will face at some point, but it’s important to remember debt isn’t inherently good or bad. It’s all about how you manage it. Ignoring your debt, however, can be a recipe for disaster.
Think of debt like a snowball rolling down a hill. It starts out small, manageable. But left unchecked, multiples quickly! Start by tracking your student loans, credit cards, and any other debts. Knowing what you owe, what the interest rates are, and when your payments are due is step one in taking control of your finances.
You’ve probably heard about credit scores, but how much do you really know about them? Your credit score is essentially a reflection of how likely you are to repay borrowed money.
Here’s the good news: understanding your credit score is easier than you might think. Pay bills on time, keep credit card balances low, and avoid opening too many new accounts—these simple steps can improve your score.
I know no one wants to be thinking about tax season mid-summer vacation, but taxes don’t have to be scary. It might feel confusing at first, but the basics aren’t hard to understand. Even if you don’t earn much, it’s important to file your taxes, as you may qualify for credits or refunds. Understanding the basics now will make future tax seasons easier.
Don’t let financial stress take over. The sooner you take control, the better. Whether you’re a freshman or you’re wrapping up your degree, now is the perfect time to start thinking about your financial future. Check out the Personal Finance Subject Guide available through the South College Library. Each of these topics are covered in depth and so much more!
Financial success isn’t about being perfect; it’s about being informed, making smart choices, and staying proactive.
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